I use Muun as a ‘checking account’. The submarine swap makes topping up balances from BTC cold storage a breeze then I spend as ⚡️. I use GetAlby for swapping sats on Nostr.
I use CashApp for paying fiat expenses. Just send over some sats from Muun, swap to USD and spend on debit. Otherwise funnel most everything else through BitRefill or direct sats for services.
