In the US, you can be that concierge.
1. Use Strike to convert direct deposit wages to BTC.
2. Use your favorite cold/hardware storage solution for savings
3. Use BitRefill to buy gift cards for many major online and brick and mortar businesses. Use CashApp to sell bitcoin and load your debit card.
Encourage your local economy to accept bitcoin. Haircuts, house cleaning, gardening services. Many immigrant workers might prefer it for remittances.
